The Best Interac Casinos Online (2024)

Interac casinos are increasingly common in Canada these days. Which is understandable, given that the popular financial institution processed more than 6.3 billion transactions in the year 2020. Most people have used Interac to facilitate payments from their Canadian bank account to an online merchant at some time or other, so why should online gambling be any different? In this article, we hope to teach you everything there is to know about using Interac at online casinos.

  • Stella Beaulieu
  • 2023-09-14
  • 16 min

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Ultra
5
100% BONUS UP TO $100
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Nitro
5
100% BONUS UP TO $500
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Nitro Review
Neonvegas Casino Logo
Neon Vegas
5
500% UP TO $500
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Neon Vegas Review
Justspin Casino Logo
JustSpin
4.9
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21com Casino Logo
21Com
4.9
100% BONUS UP TO $100 + 1,000 Free Spins
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21Com Review

Interac – A Safe and Secure Online Payment System

Interac has been a trusted payment system in Canada since its creation back in 1984. A network of Canadian banks and other financial institutions, it functions as the national debit card service in the country, processing over 5.6 billion debit card transactions in 2020 alone. In recent times, it has also been adopted as a payment service by many Canadian online casinos. And it’s easy to see why, given its excellent reputation as an extremely secure online payment method, that allows Canadian players to quickly and safely move money from their bank account to a merchant. But which are the best online casinos that accept Interac?

Finding a casino that accepts Interac e-Transfers is increasingly easy to do, as the popular Canadian payment system continues to expand. In 2020, more than 763 million Interac e-Transfer transactions were processed and this number will only continue to rise as more and more merchants begin to offer the service, including Canadian online casinos. Among the popular online casino sites that already include Interac e-Transfers in their wide range of payment methods, are all of the BetPoint Group casino sites. The pioneering gaming provider is known for offering customers innovative software and casino games, as well as a safe online gambling experience. So if you are on the hunt for the best Interac casinos for real money casino games, we can highly recommend the following sites:

How We Determine the Best Interac Online Casinos

There are many online casinos that accept Interac nowadays, so how do we actually determine our recommended Interac e-Transfers casinos? What do we consider in order to decide which ones are the best? Here’s a guide to the key judging criteria when identifying a top Interac casino:

  • Licensing and Security

    Any Interac online casino needs to be fully licensed, offering proper security to its players. Security in terms of data privacy and payments, but also responsible gambling controls and protection from ID fraud too.

  • Casino Games

    We are looking for a wide and varied selection of engaging games, fully certified as random and safe to play.

  • Payment Options

    This article is about finding a casino that accepts Interac, but it does no harm to have a variety of options, including debit and credit card payments, or e-wallets. Flexibility is good. You never know when Interac might go down, or you may just have a change of heart.

  • Customer Support

    If the customer support team responds quickly and professionally, but more importantly they actually help to resolve problems, then they are more likely to feature on our list.

  • Mobile Gaming

    No online casino in this day and age could possibly be considered among the best without a fully optimized mobile site or an app. Mobile gaming plays a huge role in choosing the best Interac casino sites.

Advantages of Using Interac

There are plenty of reasons why you would choose Interac as your preferred casino payment service.

A selection of Interac advantages are listed below:

  • Currency. First of all, Interac e-Transfers are performed in Canadian dollars, which is ideal for Canadian players seeking to play at a casino site using their local currency.
  • Security. Interac has a long history of offering secure transactions and Canadian casino sites are no exception. You can be sure that your money is safe when using this payment system. Additionally, the casino will not see your bank details. So in the unlikely event of a data breach at the casino, your data remains safe.
  • Convenience. Pretty much every online casino site in Canada will accept payments via Interac e-Transfer. Furthermore, the deposits land in your casino account instantly.
  • Fixed fees. The fees charged are flat, rather than as a percentage of the total value of the transaction. Casino high rollers can benefit from this, since the deposit amount doesn’t matter. The fee will always be the same whether it’s a $10 deposit or a $1,000 deposit.

Disadvantages of Using Interac

It wouldn’t be fair to review casino payments via Interac and then failt to mention the few downsides to this payment method.

There aren’t many, but they do exist:

  • Unclear fees. The charges for using Interac e-Transfer vary depending on the financial institution and it can be confusing. See below for more information about Interac casino fees.
  • Potential for bank statement confusion. When you use Interac to make a deposit at an online casino, the transaction will show on your bank statement only as “Interac”. If you are using Interac Online or Interac e-Transfer often, this could make it trickier to track your spending habits.

What Is Interac and How Do I Use It?

Interac was created in 1984 with the goal of giving Canadians better access to their money, via a single, interconnected network of the largest financial institutions across the country. Used by the vast majority of Canadian banks and credit unions, the safety and security that comes from using such a service has seen its popularity grow among online gambling sites. Interac casino sites are now an increasingly common sight and they come in two flavours – Interac Online and Interac e-Transfer. We’ll go into more detail on these later, with an Interac Online and Interac e-Transfer Guide.

Innovation and commitment

Is It Safe to Deposit Money to a Casino via Interac?

If you are thinking about playing at an Interac casino, then of course the safety and security of the online payment options involved are of huge concern. Whenever real money is involved, fraud and data protection should always be high on the agenda. But whenever you select Interac as a payment method, whether it is Interac Online or an Interac e-Transfer, you can be assured that you are dealing with a reputable and trustworthy financial institution. Interac have been processing transactions for almost 40 years and in 2020, they handled well over 6.3 billion transactions. Your money is definitely safe when using Interac.

Does It Cost Anything to Use Interac at an Online Casino?

Unfortunately, it does. And the fees vary depending on which banking institution is being used, which can be confusing. The cost of sending an e-Transfer is usually around $1 or $1.50, but again, it totally depends which banks are involved. Some banks won’t charge for cancelling a transfer, but with others it can be as much as $3.50 to cancel. Withdrawals usually cost $4.

Interac Online vs Interac e-Transfer – What’s the Difference?

There is a big difference between Interac Online and Interac e-Transfer. The main difference is that with Interac Online payments, the whole transaction takes place within a browser window, meaning that you do not need to use your personal bank account separately. You simply initiate the Interac deposit from the casino cashier and the payment gateway opens up, allowing you to complete the process. With an Interac e-Transfer, you will need to visit the online banking portal of your own bank account separately to complete the transfer, making the process a little slower. However, whether you use Interac e-Transfer or Interac Online, the deposit will appear in your casino account immediately. See below for detailed instructions on how to make Interac casino deposits and withdrawals using Interac Online, as well as an Interac e-Transfer Guide.

Which Canadian Banks Accept Payments With Interac Casinos ?

Almost every banking institution and the vast majority of credit unions in Canada use Interac e-Transfer. That includes the 5 major Canadian banks and more than 250 different financial institutions. Not all Canadian banks offer Interac online though, with only the following three offering the service:

  • RBC Royal Bank of Canada
  • TD Canada Trust
  • First Nations Bank

Like with Interac e-Transfer, almost every one of the Credit Unions allows you to use Interac Online payments.

RBC Bank

How to Make a Deposit Using Interac at Online Casinos

Most online casinos in Canada now accept Interac deposits and withdrawals. But there are two different methods – Interac Online and Interac e-Transfer. Here is all the information that you need to get started playing at an Interac online casino:

Interac Online Guide

The following step by step guide explains how to use the popular Interac Online payment service to fund your casino account:

  1. Make sure that the casino accepts Interac Online.
  2. Open the cashier page and choose Interac Online as your online payment option.
  3. Specify the value of your Interac Online deposit – make sure that you have sufficient funds in your Interac account – and hit continue.
  4. The casino site will now direct you to the website of your banking institution, where you will need to fill in a few details.
  5. Once complete, the window will close and your casino account will immediately be loaded with your funds.

Interac e-Transfer Guide

With this Interac e-Transfer step by step guide, you will fully understand how to make an Interac e-Transfer deposit at your chosen online casino.

  1. Find a suitable casino that will actually accept an Interac e-Transfer. We recommend that you stick to our list of recommended Interac e-Transfers casinos, for your own safety and enjoyment.
  2. Open the casino cashier page. Here you will see a wide range of different payment methods. Choose Interac e-Transfer from the list.
  3. Specify the value of your Interac deposit. Type in the amount you wish to load your casino account with and hit continue.
  4. Select your bank account provider. You will be presented with a large list of Canadian banks. Click on the logo of the one that provides your own personal bank account.
  5. Follow the on-screen instructions.

    You will be prompted to log into your bank account portal and you will need use the instructions displayed on screen to create a new payee.
    Send the amount to the new payee as instructed and go back to the casino site to verify and complete the Interac deposit.

Can I Also Make Interac Casino Withdrawals?

Of course. These online casinos don’t just allow Interac deposits for Canadian players, but withdrawals too. Be aware that there will most likely be a fee involved.

How to Withdraw Money if I Deposited via Interac?

Withdrawing your money from the casino via Interac is also very straightforward, whether you choose to use Interac Online or Interac e-Transfer. If the casino uses Interac Online for deposits, then it will also use the same payment gateway to allow you to make withdrawals for your best payouts. This is a very fast way to get your money out of your casino account. Taking your money out by Interac e-Transfer is also an easy process. You just need to:

  1. Open the cashier,
  2. Select the withdraw option,
  3. Choose the Interac e-Transfer option,
  4. And type in how much you want to withdraw to your bank account.

First Withdrawal

If you are making your first withdrawal, most casinos in Canada will need to verify your identity at this point. It’s nothing to be concerned about and is a standard industry procedure to keep players safe from fraud. You will need to send a copy of your ID, such as a passport, plus proof of your address, such as a bank statement. Your withdrawal will be held until the verification process is complete.

Deposit and Withdrawal Limits at Interac Casinos

As with any payment options used by online casinos, Interac comes with certain restrictions on deposits and withdrawals. These limits are determined by the individual casino tested. The majority of the BetPoint Group casinos, such as Ultra Casino or Nitro Casino, have a minimum deposit requirement of $10 and a minimum withdrawal amount of $20. The maximum withdrawal limit, should you be lucky enough to win, is $5,000.

Interac Online Casino Tips

Here are some top tips on how to set up and mange your Interac account, in order to use it to facilitate transactions with casino sites.

  1. Get your Interac account.
  2. Setting up an Interac account is easy and can be done through any participating online banking institution, such as RBC Royal Bank of Canada, TD Canada Trust or First Nations Bank. Simply visit the online banking portal of your chosen bank, select Interac e-Transfer, register your personal details and link your client card number to your new account.
  3. Protect your Interac PIN.
  4. It’s absolutely vital to keep your Interac account safe and secure. Make sure that nobody ever gains access by properly protecting your PIN. Choose a memorable number, so that you don’t forget it, but never make it obvious or use easily guessable numbers such as your date of birth.
  5. Use the Interac mobile app.

Taking advantage of the user friendly app will allow you to easily transact from your Interac account, even when on the go. Before sure to download the app to your mobile device, as it is a super convenient banking method in general, not only for casino gaming.

Interac Casinos With Bonuses

Most Interac casinos in Canada entice new customers with a welcome bonus. Here are some good examples of Interac casinos that offer nice, generous welcome bonuses:

  • NeonVegas Casino – Register a new account and qualify for a 500% welcome bonus, up to the value of $500.
  • JustSpin Casino – New players qualify for up to $500 worth of deposit bonuses, plus an additional 600 free spins on the popular Super Joker slot game.
  • 21.com Casino – A very generous welcome bonus of up to $1,000 as well as 1,000 free spins on the slot game Vampires vs Wolves.

Welcome Bonus Wagering Requirements

A quick word of caution. Whenever you get involved with a welcome bonus at a new online casino, be sure to read the terms and conditions. Every type of deposit bonus, including welcome bonuses, come with wagering requirements – whether it is an Interac casino or not. This means that you will not be able to withdraw any casino winnings until you have cleared the wagering requirements attached to the deposit bonus.

What are wagering requirements?

Most online casinos require players to turn over the bonus amount a fixed number of times, to make sure that they are not trying to scam the casino. The wagering requirements on a welcome bonus will often be something like 20x. This means that if you earned a deposit bonus of $100, you would need to wager 20 x 100 = $2,000 before you will be allowed to make a real money withdrawal from your casino account.

Mobile Casinos That Offer Interac

If you have an Interac account and want to play at a mobile casino, fear not. Mobile casinos are no different to any other online casino, in terms of using Interac as a payment option. In fact, all of the best Interac casinos listed on this site, such as 21.com Casino, offer a mobile site that is perfectly optimized to fit any modern mobile device. Whether it’s a Windows Phone, Android device or Apple iOS, these popular online gambling sites will allow you to make a deposit using Interac, among other banking options.

Alternatives to Interac

Interac is undoubtedly one of the best online banking options for Canadian casino players, but why is that? What gives Interac the edge over a more traditional banking method, such as a credit card? Or even an e-wallet, like Skrill, Trustly or Neteller?

Payment Service Deposit Time Withdrawal Time Verdict
Interac Instant Less than 24 hours Convenient, you only require a bank account
Skrill Instant 1 to 2 days Excellent, but you have to go to the trouble of registering and verifying an account
Neteller Instant 1 to 2 days Another very good choice but again, you need to go to the trouble of creating an account
Visa Instant 2 to 6 days Not all Visa cards are accepted
Mastercard Instant 2 to 6 days Safe, trusted method but not available to everyone in Canada
Bank Transfer 1 to 4 days 3 to 10 days Far too slow to use

Interac Casinos – Summary

Hopefully you will now understand everything there is to know about the popular Canadian payment service Interac. From the difference between Interac Online and the Interac e-Transfer service, to the best Interac online casinos at which you can play, we have covered everything there is to know about this safe and secure payment method. Now all that’s left to do is play. Good luck!

Stephanie Coppock

Interac Online Casinos FAQ

Is Interac Accepted at Sports Betting Sites?

Yes, there are many other online gambling sites using Interac. It is not just online casino sites offering this particular payment option. In terms of sports betting, there are several major international sites that allow players to select Interac as a payment method, including 888Sport, Bodog and 10BET.

Does Interac e-Transfer work with US casino sites?

No, it does not. Interac Online and Interac e-Transfer are only available via Canadian banks and financial instructions. So they are not options to be found at US online casino sites.

Why use Interac at online casinos?

Apart from the fact that Interac is a trusted, safe and secure online payment method, it’s also an extremely convenient option. Created back in 1984, the whole ethos of this network of Canadian financial institutions is about making payments more accessible. And online casino sites are no exception to this.